How long does pre-approval take?

Often quickly once we have the basic documents. If anything needs cleanup, we tell you exactly what and why, and keep it moving.

Arizona Mortgage Advisor for Buyers & Realtors

Client Reviews

47 five-star reviews and counting.

Real clients. Real closings. Read what it feels like to have a lender who actually picks up the phone.

★★★★★

"We finally understood what was happening at every step. The whole process felt calm and totally under control."

Sarah & Mike T. First-time buyers, Phoenix

★★★★★

"Fast responses, clear steps, zero pressure. Logan explained every number before we signed anything. Exactly what we needed."

David R. Investor, Scottsdale

★★★★★

"The math was laid out plainly. We felt genuinely confident making our offer, and closed on time with no surprises."

Jennifer L. Move-up buyer, Tempe

Read All 47 Reviews Official NMLS Profile

Start here

Pick your situation.

Four common routes. Same promise: clear steps, honest numbers, and a plan you can actually follow.

First-Time Buyer

Know exactly what to expect, what you'll need, and how fast you can actually move.

Buying Again

A clean strategy for timing your next purchase, managing two closings, and making the numbers work.

Refinance

We'll run the break-even math together and tell you plainly whether it makes sense right now.

Investor Loans

DSCR, bank statement, construction — options built for portfolios where timing and structure matter.

How it works

Three steps. No mystery.

You always know what's next, what we're waiting on, and what you can do today.

Quick intro call

You tell me your goals, timeline, and comfort zone. 15 minutes. No pressure, no commitment, no credit pull.

Pre-approval + plan

We build a clean budget range, pull together the documents list, and map out a game plan for offers.

Offer to keys

Steady updates through underwriting, appraisal, and closing. You always know where things stand.

For Arizona Realtors

A mortgage partner who protects your client relationship.

Phoenix, Scottsdale, Paradise Valley, Tempe, Chandler, Mesa, and West Valley agents need a lender who can move fast without making the transaction noisy. Logan keeps the borrower informed, keeps you ahead of problems, and never markets around the agent who made the introduction.

Phoenix agents Scottsdale agents Paradise Valley Investor-friendly deals Luxury and jumbo

Partner With Logan Call Logan Directly

1:1

Direct lender communication

No phone tree. Agents get a real read on pre-approval strength, conditions, appraisal timing, and closing risk.

Same

Same-day pre-approval available

When the file is complete, clients can compete quickly with a cleaner letter and fewer unknowns.

Zero

No client poaching

Referral trust is treated as the asset. Logan closes the loan and makes the agent look prepared.

Self-Employed Investors Non-W2 Income

Investor & Non-Traditional Programs

Don't fit the W-2 mold? That's our lane.

Bank statement loans, DSCR, construction financing — if your income doesn't look traditional, we know how to structure it.

Bank Statement

Qualify on deposits, not returns

12–24 months of bank statements instead of tax returns. Built for self-employed borrowers and business owners.

DSCR Loans

Property income, not personal

Qualify on the rental income the property generates. Ideal for building a real estate portfolio at scale.

Construction / Land

Build from scratch or develop

Ground-up construction and raw land development. We map every financing stage so each draw makes sense.

Explore Investor Programs Talk to Logan

Tools

Get a rate estimate

Play with the numbers. See what a monthly payment might look like. Then let's talk specifics.

Calculator provided by Forward Loans, LLC (NMLS 2006640). Estimates are for illustration only and don't represent a loan offer or commitment to lend.

Your lender

Logan Sullivan

I built this practice on one rule: I read every application myself. No bots. No hand-offs. No processor you've never spoken to. If you submit an inquiry, I'm the one who calls back — usually the same day.

Whether you're a first-time buyer figuring out where to start or an investor building a portfolio, I'll walk you through every step in plain English. Honest timelines, real numbers, no hype.

NMLS #2466872 • Licensed AZ & CA • Forward Loans, LLC (NMLS #2006640)

Full Bio + Credentials Work With Logan

FAQ

Questions buyers ask the most.

Short answers first. Deeper answers when you want them.

We'll start with a comfortable monthly payment range, then work backwards into a realistic purchase range. The goal is "affordable on your life," not just "approved on paper."

It depends on the program and your goals. We'll compare a few options and explain the tradeoffs in plain language — payment, cash-to-close, and long-term cost.

Often quickly once we have the basic documents. If anything needs cleanup, we'll tell you exactly what and why, and keep it moving.

Commonly: pay stubs, W-2s or 1099s, bank statements, and ID. If your situation is unique, we tailor the list so it doesn't turn into an endless scavenger hunt.

Timelines vary, but we map out every milestone: underwriting, appraisal, final approval, and closing. You get steady updates so nothing feels like it's happening in the dark.

Ready when you are.

A 15-minute call can save you weeks of uncertainty. No obligation, no credit pull. Just answers.

Get Pre-Approved Ask a Question

Home base

The Arizona Life

From desert sunsets to mountain views, this is home. Logan helps Arizona buyers, relocating families, and agent-led clients understand the mortgage path before the offer gets emotional.

Relocating to Arizona Arizona service areas For Arizona Realtors